Restaurant Insurance

Restaurant Insurance

Restaurant Insurance.net are a specialist division of UKInsurancenet where we have trained operators waiting for your call.

We have successfully arranged and provided insurance for UK restaurants for the past eight years and whatever type of restaurant you operate we can help.

A few Examples of restaurant insurance policy types we have undertaken since 1998:

Insurance for bistro's in, for example:
London, Aldrich, Manchester, Salisbury

Insurance for cafes in, for example:
Swindon, Ashington, Maidstone, Newcastle, Wakefield

Insurance for restaurants in, for example:
Manchester, London, Doncaster, Canterbury

Insurance for wine bars in for example:
London, Doncaster, Newcastle, Bury

Insurance for pizza shops, for example in:
St Albans, Luton, London , Slough, Cardiff , Bristol

Insurance for take away food shops in, for example:
Aberdeen, Brighton, Manchester, Liverpool, Andover, Gosport, Hastings

The British public loves to go out for a meal, Restaurant numbers continue to grow, however, we are also living in increasingly litigious times. UKinsurancenet have a range of catering insurance policies that can provide excellent cover for the restaurant trade at a very competitive price. Public liability cover, although not a statutory requirement is an absolutely necessary whether you require bistro care or a licensed restaurant insurance. Public liability claims regularly run into many thousands of pounds, so if you do not have adequate insurance cover this could be fatal to your business.

With there being so many catering insurance policies on the market, many offering similar protection, it can be difficult deciding which one to choose. It is important to ensure that your insurance will protect you from most if not all problems that could occur to your own restaurant.
When receiving a policy document always check the section headed “Significant exclusions” we recommend that you read this section very carefully to ensure that the policy you have chosen is suitable.

Restaurant insurance policies tend to have as much emphasis on fire safety requirements as they do on physical security as often the stock held on the premises is not of significant financial value. This differs greatly from shop insurance policies where the security requirements generally take precedence over the fire precautions.

Our restaurant insurance policies are very flexible and can provide cover for the following risks
• Employers’ liability – There is a legal obligation to obtain this cover
• Public liability – Not compulsory but usually included as standard with all of our policies.
• Loss of Income or business interruption cover as it is better known; covers against fires etc which may interrupt your business
• Cash cover – provides insurance cover while on the premises or in transit.
• Buildings insurance will be required by your mortgage lender or bank if you own the building.

Contact UKinsurancenet on 0845 365 1264 and speak to one of our highly experienced consultants who will be pleased to give you a quotation. Or use our online service for instant results